Utah State Legislature

            As used in this chapter:

            (1) "Automated teller machine" means an electronic information processing device that:

            (a) is readily accessible to the general public; and

            (b) on behalf of an issuer:

            (i) dispenses currency or coin; or

            (ii) accepts deposits or payments.

            (2) "Customer" means a user of a device for access.

            (3) "Device for access" means a card, code, or other means of access to a customer's account, or any combination of these, that may be used to deposit or withdraw cash through an automated teller machine.

            (4) "Electronic information processing device" means equipment activated by a device for access that transmits electronic impulses to a depository institution on a real-time or delayed-time basis.

            (5) "Issuer" means:

            (a) a depository institution that issues a device for access, whether or not the depository institution is an operator; or

            (b) a state or federal governmental agency that issues a device for access that allows a person to receive benefits from or through the state or federal governmental agency.

            (6) "Point-of-sale terminal" means an electronic information processing device controlled by or accessible to a merchant or other provider of goods or services that authorizes:

            (a) in payment for goods or services, a debit or credit to a customer's account at:

            (i) a depository institution; or

            (ii) a state or federal governmental agency; and

            (b) the merchant or other provider of goods or services to dispense currency or coin to a customer.

            (7) "Operator" means an institution that:

            (a) (i) is a depository institution;

            (ii) is a depository institution holding company; or

            (iii) is an institution directly or indirectly owned or controlled by one or more depository institutions or depository institution holding companies; and

            (b) owns or contracts with an owner of an automated teller machine to operate the automated teller machine.

Enacted by Chapter 111, 1997 General Session